Homeowners

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Homeowner Products

Our homeowner products are designed for primary, full-time occupied residences. The HO-A is our most popular form. Some companies offer the ability to endorse replacement cost on the dwelling and personal property which is also known as an HOA +. The HOB is our broad form. This form is an all risk policy and includes replacement cost.

All our carriers are “A” rated or better.

Certain Underwriters @ Lloyd’s QBE: This carrier is designed to allow for “hard to place” risks.

·        Flexible company

·        Offers HOA, HOA+ and HOB

·        Maximum Dwelling limit of $250,000

·        Primary, Seasonal, Multi-family

 

Scottsdale Insurance Company: This carrier takes pride in accepting higher liability risks.

·        Offers HO8 and HO3

·        Maximum Dwelling limit of $525,000

·        Allows risk with Home Daycare of a maximum of 5 children or one chair beauty shop.

·        Primary, Seasonal, 1-2 Family

 

Great Lakes Insurance SE : This carrier is flexible and is a great option for the hard to place risks.

·        Offers HOA, HOA+ and HOB

·        Maximum Dwelling limit of $250,000 in most counties

·        Primary, Seasonal/Secondary

 

External Homeowner Markets :  

Tower Hill Specialty:   Admitted carrier that offers coverage for hard to place risks with the standard market.  

Separate access is required to obtain a quote.

·        Offers HO3

·        Maximum dwelling limit of $500,000

·        Offers coverage for Hobby farming

·        Incidental business exposure

·        Primary, Seasonal, 1-2 Family

 

Geovera : offers coverage for hard to place risks with the standard market. 

Separate access is required to obtain a quote.

·        Offers HO3

·        Maximum Dwelling limit of $650,000

·        Flood Coverage available as standalone or companion policy

·        Primary, Seasonal/Secondary, Rental/Landlord

 

Beazley : Insures high value homeowners risk located throughout Texas for homes that are not written in the standard market.  An accord application is required to obtain a quote.

·        Offers HO3, HO5, HO6 and DP3

·        Coverage limits $300,000 to $15 Million

·        Primary and Secondary

 

For a detail list of coverage options per carrier, please Login to complete a quote

 

Webinar link:  How to Quote

To obtain access to TSGA personal lines systems (TSGA, Tower Hill & Geovera) please send a request to michellet@txsecgen.com .

 

To become an TSGA Agent, please click here.

 

To have a Marketing Rep contact you, please click here.

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Texas Security General
Insurance Agency, LLC.

18545 Sigma Rd., Suite 101
San Antonio, Texas 78258
Phone: 210-764-1233
Toll Free 1-800-714-6789

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