Homeowner Products
Our homeowner products are designed for primary, full-time occupied residences. The HO-A is our most popular form. Some companies offer the ability to endorse replacement cost on the dwelling and personal property which is also known as an HOA +. The HOB is our broad form. This form is an all risk policy and includes replacement cost.
All our carriers are “A” rated or better.
Certain Underwriters @ Lloyd’s
QBE:
This carrier is designed to allow for “hard to place” risks.
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Flexible company
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Offers HOA, HOA+ and HOB
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Maximum Dwelling limit of $250,000
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Primary, Seasonal, Multi-family
Scottsdale Insurance Company:
This carrier takes pride in accepting higher liability risks.
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Offers HO8 and HO3
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Maximum Dwelling limit of $525,000
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Allows risk with Home Daycare of a maximum of 5 children or one chair beauty shop.
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Primary, Seasonal, 1-2 Family
Great Lakes Insurance SE
:
This carrier is flexible and is a great option for the hard to place risks.
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Offers HOA, HOA+ and HOB
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Maximum Dwelling limit of $250,000 in most counties
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Primary, Seasonal/Secondary
External Homeowner Markets
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Tower Hill Specialty:
Admitted carrier that offers coverage for hard to place risks with the standard market.
Separate access is required to obtain a quote.
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Offers HO3
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Maximum dwelling limit of $500,000
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Offers coverage for Hobby farming
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Incidental business exposure
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Primary, Seasonal, 1-2 Family
Geovera
:
offers coverage for hard to place risks with the standard market.
Separate access is required to obtain a quote.
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Offers HO3
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Maximum Dwelling limit of $650,000
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Flood Coverage available as standalone or companion policy
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Primary, Seasonal/Secondary, Rental/Landlord
Beazley
:
Insures high value homeowners risk located throughout Texas for homes that are not written in the standard market. An accord application is required to obtain a quote.
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Offers HO3, HO5, HO6 and DP3
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Coverage limits $300,000 to $15 Million
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Primary and Secondary
For a detail list of coverage options per carrier, please
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to complete a quote
Webinar link: How to Quote
To obtain access to TSGA personal lines systems (TSGA, Tower Hill & Geovera) please send a request to
michellet@txsecgen.com
.
To become an TSGA Agent, please click here.
To have a Marketing Rep contact you, please click here.