Homeowners

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Homeowner Products

Our homeowner products are designed for primary, full-time occupied residences. The HO-A is our most popular form. Some companies offer the ability to endorse replacement cost on the dwelling and personal property which is also known as an HOA +. The HOB is our broad form. This form is an all risk policy and includes replacement cost.

Certain Underwriters @ Lloyd’s - Is an "A" rated company. This is our most flexible company. They offer the HOA, HOA+ and HOB form with several credits to offer the insured. The maximum dwelling value is $250,000 in most counties. Lloyd’s accept homes with wood roofs, asbestos siding, and semi or unprotected homes with a premium surcharge. This company is designed to make room for the "hard to place" risks.  Login to view the complete underwriting guidelines.

Certain Underwriters – QBE - Coastal - Is an "A" rated company. QBE specializes in competitive prices for personal lines homeowners policies which includes windstorm in Tier 1 and Tier 2. QBE offers a HOB policy for primary occupied dwellings with Coverage A limits from $100,000 to $750,000 on new business.  The policy includes replacement cost and policy limits on accidental discharge of water is also included.  HOA + with options to enhance the standard HOA policy COMING SOON.  Deductibles are 1% ($1,000 minimum) AOP and 2% windstorm, hurricane and hail with the ability to increase.  QBE accepts risks built from 1945 and newer. Login to view the complete underwriting guidelines. 


Scottsdale Insurance Company - Is an "A+" rated company.  They offer an HO8 and HO3 form with several optional endorsements and credits to offer the insured. The maximum dwelling value is $525,000. Scottsdale accepts homes with wood roofs, metal roofs and semi or unprotected homes with a premium surcharge. This company takes pride in accepting higher liability risks including risks with home daycare on the premises or a one chair beauty shop.  Login to view the complete underwriting guidelines.

Great Lakes - Is an "A+" rated company. They offer the HOA. HOA+ and HOB form with several credits to offer the insured. Maximum dwelling value in $250,000 in most counties. This company is flexible and is a great option for the hard to place risks.  Login to view the complete underwriting guidelines.

TSGA @ A Glance

Commercial Lines Business

TSGA is a Commercial Surplus Lines MGA driven to providing a standard of excellence in products and customer service unmatched by our competitors… Learn More

Personal Lines Business

Our specialty is personal lines business and we’ve made it easy to do business with us via our internet based rating program: ISi (Internet Solutions for Insurance)… Learn More

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Texas Security General
Insurance Agency, LLC.

18545 Sigma Rd., Suite 101
San Antonio, Texas 78258
Phone: 210-764-1233
Toll Free 1-800-714-6789

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